Smart Ideas to Lower Your Homeowners Insurance Premiums

Homeowners insurance is essential, but you don’t have to overpay. With rates continuing to rise, now is the perfect time to review your policy and look for opportunities to save. Taking even a few of these steps could save you hundred annually.

Boost Your Home Security

Installing monitored security systems, deadbolts, smoke detectors, etc. can earn you 5-20% discounts

Increase Your Deductible

Raising your deductible can significantly lower your monthly premiums.

Bundle Your Policies

Combining homeowners and auto insurance can save 15-25%.

Shop Around

Compare quotes from multiple insurers every few rates

Maintain Good Credit

In most states, better credit scores mean lower rates

Invest in Updates

Upgrading your roof, plumbing, or electrical system may qualify you for additional discounts

Ask About Discounts

Inquire about savings for being claims-free, loyalty, non-smoking status, or professional affiliations.